Ribbon provides an automated system that blocks certain spend categories, and sponsor admins have the additional flexibility to impose category restrictions based on their program's needs.
Automated Category Restrictions:
Ribbon automatically blocks transactions in certain spend categories to enhance security and compliance. These categories include but are not limited to:
- Political Organizations
- Dating/Escort Services
- Betting/Casino Gambling
- Massage Parlors
- Direct Marketing - Inbound Telemarketing
- Direct Marketing - Subscription
- Miscellaneous General Services
- Information Retrieval Services
Sponsor's Additional Control:
Sponsors hold the authority to further restrict spend card transactions across all program cards. This can be achieved by managing spending categories, each associated with a specific merchant category code (MCC), under Sponsor Account Settings > Spending Controls.
How to Manage Spending Categories:
- Access Sponsor Account Settings > Spending Controls.
- Update the list of restricted categories for program cards. All purchases attempted in these selected categories by any program card will be automatically declined.
Simplified Management Process:
Adding or removing restricted spending categories is a straightforward process within the Ribbon platform. This feature ensures that sponsors can tailor spending controls according to their program's requirements with ease.